A Smart Lending Platform for Banks

Finance the next generation
of car buyers.

Finance the next generation
of car buyers.

Finance the next generation of car buyers.

Buyable helps lenders finance the 1 in 3 Americans buying a car with
thin credit scores—increasing approvals with no impact to default rates.

Buyable helps lenders finance the 1 in 3 Americans buying a car with
thin credit scores—increasing approvals with no impact to default rates.

Buyable helps lenders finance the 1 in 3 Americans buying a car with thin credit scores—increasing approvals with no impact to default rates.

Try Buyable  

30%+

Increase in approvals without
impacting default rates

90%

More data in a seamless
mobile-first experience
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Buyable is an AI-Powered
Loan Application

  • AI Optimized Deals

    Loans tailored to a borrowers cashflow and curated vehicles with hight future equity as collateral.

  • Insight Lenders Love

    90% more data captured and factored into a Buyable powered decisioning process.

  • Instant Decisions

    Automated mobile user experience that enables lenders to close deals in minutes, not hours or days.

Illuminate Your Lending Decisions.

We have a unique approach to how we anaylze, optimize and leverage data points that travels far beyond the ordinary scope.

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KYC Screening

We go beyond credit score to get a holistic view of each borrower's debts and liabilities..

Cashflow Analysis

Our 7 step cashflow process ensures you only lend to borrower's that can afford the loan.

Vehicle Appraisal

We evaluate each vehicles reliability and LTV so you don't make loans on vehicle that don't make collateral sense.

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Next Gen Ai

 Machine Learning Powered. Screenshot

buyable.ai 

We examine data that drives a borrower's willingness and ability to pay. Buyable is built on over 100M data points of exceptional loan performance and creates parameters so every lead performs like super-prime regardless of their credit score or maturity.

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DMS Compatible

The fundamental and automated parts of your loan origination process won't require any changes for you or the dealers you work with

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Machine Learning

We use alternative data points from customer transactions that gives you a broader scope on borrower reliablility..

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Simple LOS intergration

Our software can integrate with the most commonly used LOS systems within 48 hours.

Let's Ride Together

Join us on our journey, improving the way lenders and borrowers shake hands.